Engineering Fee dan Facultative Excess of Loss

Akhirnya AAUI mengambil langkah kongkrit untuk membasmi hama engineering fee (EF) yang telah menggerogoti industri asuransi umum Indonesia beberapa tahun belakangan.  Telah terbit SK AAUI no. 22 tahun 2018 yang berisi do's dan don'ts bagi perusahaan asuransi dan reasuransi anggota AAUI.  Butir-butir SK ini dapat dilihat sebagai ikrar atau komitmen industri karena diputuskan bersama, bahkan … Continue reading Engineering Fee dan Facultative Excess of Loss

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Excess of loss retakaful is not Shariah compliant?

On a sunny Friday afternoon, a young PhD candidate in Islamic Finance came for a discussion about non-proportional method of retakaful. She brought with her an ISRA paper that briefly touched this topic but not conclusive in any way. She had the impression that authors question shariah compliance of non-proportional retakaful method. The reason being … Continue reading Excess of loss retakaful is not Shariah compliant?